> For the complete documentation index, see [llms.txt](https://guide.dem.exchange/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://guide.dem.exchange/earn/nitron-lend-and-borrow/walkthroughs/borrow-assets.md).

# Borrow Assets

On Nitron, you can borrow assets without actual ownership at a low interest rate. In order to borrow a certain amount of an asset, you must hold a certain amount of collateral to back your borrowings. Hence if you have no collateral holdings, you will not be able to borrow any assets.

These loans do not have any expiry or obligation date, as long as your collateral holding is back it.

{% hint style="info" %}
Learn more about Borrow [here](https://guide.carbon.network/features/money-market/functionalities-of-money-market/borrow). 
{% endhint %}

**Step 1:** Launch Demex, click “Earn” in the navigation menu and click “Nitron” under the dropdown bar.

<figure><img src="/files/akjY888JlEnmJuOsJfmb" alt=""><figcaption></figcaption></figure>

The Nitron page opens up as shown below.

<figure><img src="/files/eXMPTzZyeSn0ADYVXnmo" alt=""><figcaption></figcaption></figure>

**Step 2:** Under the “Borrow” window, you can view all assets that you can borrow at any given time.

For example, you are able to borrow SWTH token at an interest rate of 10.93%.

<figure><img src="/files/C5xDkeqJzOwIsMRtELau" alt=""><figcaption></figcaption></figure>

Step 3: Click the “Borrow” button on the desired asset, which opens up to this window as shown below.

<figure><img src="/files/vZ5PKT5TnG4ihEDYZEvm" alt=""><figcaption></figcaption></figure>

**Step 4:** Enter the desired amount that you wish to borrow. This amount is limited to the available amount that is calculated based on your collateral.

On inputting your borrow amount, your health factor will change as shown down below.

<figure><img src="/files/JWGqJ3WsRE9qYvq5c1OG" alt=""><figcaption></figcaption></figure>

**Step 5:** Click the “Borrow” button to finalise your loan.

<figure><img src="/files/wohn2Zml3PhRHyxlG5PO" alt=""><figcaption></figcaption></figure>

Congratulations! You have successfully borrowed an asset. You can view these assets on the “You’re Borrowing” window of the Nitron page.


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://guide.dem.exchange/earn/nitron-lend-and-borrow/walkthroughs/borrow-assets.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.